Home > Alternative Loans

Alternative Loans

Alternative Loan Lender List
Texas A&M University conducted a Request for Information for Alternative loans. The following lenders were selected based on this Request for Information. You are free to choose any lender for the Alternative loan. The following list is in alphabetical order. Borrowing an Alternative (private) loan is based on credit checks and should only be done after reviewing all of your funding options and contacting different lenders for the best terms. An Alternative loan is an agreement between the borrower, cosigner and the lender. Texas A&M University reviews the following information yearly and cannot be held responsible for rates, terms, fees, or service provided by any lender. The interest rates and repayment terms are different for each lender and change frequently. Please research which lender will best suit your needs and provide you with the lowest rates possible.
 
Scroll Table Left and Right
Name Phone Truth in Lending
Act Disclosure
Up Front
Fees
Interest Rate
Variable/Fixed
APR Maximum
Aggieland Credit Union 877-462-4443 Disclosure 0% Variable 4.22% - 12.22% 15%
Charter One TruFit
Student Loan
800-721-3969 Disclosure 0% Variable or Fixed 2.65% - 11.5% 21%
College Access Loan 800-242-3062 Disclosure 0%, 3%, 5% Fixed 5.25% 5.25%
cuStudentLoans 888-549-9050 Disclosure 0% Variable 3.22% - 9.47% 18%
Discover Student Loans 1-800-STUDENT Disclosure 0% Variable or Fixed 3.49% - 11.24% 18%
PNC Bank 800-762-1001 Disclosure 0% Variable or Fixed 3.46% - 12.99% 18%
Regions Bank 800-858-7822 Disclosure 0% Variable 2.25% - 10.125% No limit
Sallie Mae 888-272-5543 Disclosure 0% Variable or Fixed 2.25%-10.125% No limit
Sun Trust Bank 866-232-3889 Disclosure 0% Variable or Fixed 3.24% - 9.24% 18%
Union Federal Private
Student Loan
866-513-8445 Disclosure 0% Variable or Fixed 3.24% - 11.25% 18%
Wells Fargo Education
Financial Services
800-658-3567 Disclosure 0% Variable or Fixed 3.5% - 9.242% 18%
 
Please use these loan term dates when filling out an application.
Scroll Table Left and Right
Disbursement Dates
Fall 2015 (9/1/2014 - 12/17/2015)
1st Disbursement 8/23/2014
Spring 2015 (1/20/2014 - 5/13/2015)
1st Disbursement 1/10/2015
Summer 1 2015 (6/2/2015 - 7/6/2015)
Disbursement TBA
Summer 2 2015 (7/7/2014 - 8/13/2015)
Disbursement TBA