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Alternative Loans

Alternative Loan Lender List
Texas A&M University conducted a Request for Information for Alternative loans. The following lenders were selected based on this Request for Information. You are free to choose any lender for the Alternative loan. The following list is in alphabetical order. Borrowing an Alternative (private) loan is based on credit checks and should only be done after reviewing all of your funding options and contacting different lenders for the best terms. An Alternative loan is an agreement between the borrower, cosigner and the lender. Texas A&M University reviews the following information yearly and cannot be held responsible for rates, terms, fees, or service provided by any lender. The interest rates and repayment terms are different for each lender and change frequently. Please research which lender will best suit your needs and provide you with the lowest rates possible.
 
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Name Phone Truth in Lending
Act Disclosure
Up Front
Fees
Interest Rate
Variable/Fixed
APR Maximum
Aggieland Credit Union 877-462-4443 Disclosure 0% Variable 4.26% - 13.59% 15%
Citizens One Student Loan 800-708-6684 Disclosure 0% Variable or Fixed 2.66% - 11.5% 21%
Texas Higher Education Coordinating Board 800-242-3062 Disclosure 0%, 3%, 5% Fixed 5.25%
(will change to 4.5% effective June 1, 2015)
4.5%
Discover Student Loans 1-800-STUDENT Disclosure 0% Variable or Fixed 3.365% - 11.24% 18%
Sallie Mae 888-472-5543 Disclosure 0% Variable or Fixed 2.25%-12.875% No limit
SunTrust Custon Choice 866-232-3889 Disclosure 0% Variable or Fixed 3.24% - 11.25% 18%
Wells Fargo Education Financial Services 800-658-3567 Disclosure 0% Variable or Fixed 3.5% - 11.99%
*4.00%-13.49% Wells Fargo Student Loan for Parents
18%
U-fi Student Loans 888-658-3567 Disclosure 0% Variable or Fixed 3.24% - 12% 16%
Higher Education Servicing Corporation, Texas Extra Credit Education Loan 866-539-6396 Disclosure 0% Variable or Fixed 3.16% - 11.49% 18%
 
Please use these loan term dates when filling out an application.
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Disbursement Dates
Fall 2015 (9/1/2014 - 12/17/2015)
1st Disbursement 8/23/2014
Spring 2015 (1/20/2014 - 5/13/2015)
1st Disbursement 1/10/2015
Summer 1 2015 (6/2/2015 - 7/6/2015)
Disbursement TBA
Summer 2 2015 (7/7/2014 - 8/13/2015)
Disbursement TBA