The Unsubsidized Direct Loan is not awarded on the basis of need. You are responsible for any accruing interest during in-school and deferment periods. Interest accruing during those periods may be paid or capitalized as agreed by the borrower and lender.


  • You must complete the Free Application for Student Financial Aid (FAFSA).
  • You must be enrolled at least half-time at Texas A&M.
    • Undergraduate Students - 6 hours
    • Graduate Students - 5 hours
  • You must maintain Satisfactory Academic Progress.
  • You may not exceed annual or lifetime aggregate loan limits.
  • Award eligibility varies based on enrollment. For details, please visit the Award Proration information page.

Loan Limits

Texas A&M is a member of the Texas A&M University System