The Expected Family Contribution (EFC) is calculated from the information you and your parents (if applicable) report on the Free Application for Federal Student Aid (FAFSA). The EFC calculation is established by law and is used to measure a student’s/family's financial strength on the basis of income, assets, family size and number of family members in post-secondary education. It is used to determine eligibility for most student aid programs.

The EFC is not the amount that you/your family will owe or actually pay out of pocket. The EFC is used by financial aid offices to determine what types of aid you are eligible to receive.

You and your parents (if applicable) may borrow a low interest bearing loan to assist in replacing a portion or all of the EFC.


Texas A&M is a member of the Texas A&M University System